Daily Finance Blog

even more reductions.

Some really good bargins.

Hi all,

Anyone know of any HofF discount codes at all?

Thanks!

has anyone got a discount code for ebay? im just about to buy something.

Money off postage or anything would be a help.

Thank you

Douwe Egberts coffee currently on BOGOF ( 2 packs for £2.59 ) in Tesco - got some today and on front of pack ( best before 01 -2009 ) is a little yellow sticker which says " treat yourself" - it’s not very obvious but it’s actually a MOC for 50p off Douwe Egberts individual coffee filters. Makes the effective price of the coffee less than 80p a pack.

http://cgi.ebay.co.uk/ws/eBayISAPI.d…MESE%3AIT&rd=1

Are some people mad

Hostplus hosting company……. They’ve left there customers high & dry……

http://www.radiotimes.com/content/co…s/dvdrecorder/

answers:-
1 - Wine making
2 - Hertfordshire
3 - Hit me baby one more time
4 - Ukraine
5 - Julian Clary
6 - 1979
7 - Christian Bale
8 - Earls Park
9 - Rydell High
10 - Kim Medcalf

A free £1 shopping trolley keyring thing from the adtrader website you just have to tell a friend (just put a spam e-mail in there if you want) and they will send you a keyring thingy for the trolleys

http://www.adtrader.co.uk/broadcasts/sept_broadcast.php

BTW you have to go down the page a bit to see the form

Enjoy

Basically to cut a long story short is pretty terrible with money and has over the past decade accrued £29,000 worth of debt. I have too have a loan for £2500. We also have to finance a new heating system, which can’t as I am due our second baby in two months time. Currently between us we are paying out £700 on our debts. We both have good jobs, with a reasonable income. However, with two children childcare is going to become unaffordable.

We are basically looking into ways we can reduce our monthly outgoings. My partner is not keen on using credit cards to get 0% or low interest rate offers. He only ever makes the minimum repayments, or as I think to be the case, pays off a certain amount each month but then spends a similar amount on them again as he has such little disposable income. I have touted getting two seperate unsecured loans, thus reducing the cost of the loans each month but not securing the loan on our house which we have been in for a little over a year. However, would a couple trying to get two large loans at the same time make it more likely our application is declined?

My partner is keen on getting a secured loan, which I know Martin is anti. He is convinced we may well fit into the 3%. He plans to keep the loan for around 5 years until we move, and then use the equity we will hopefully still have in the house to clear our debt, therefore starting with a clean sheet. Our mortgage rate is currently fixed at 5.25%, but the other option we are discussing is remortgaging some of the amount and also getting an unsecured loan.

I am completely baffled with all these various options. I am very far from keen on getting a secured loan however this provides us with the most disposable income each month. On the other hand I would like to feel as though we are actually making some headway into clearing these horrible debts, and am uneasy about the variable rates the cheapest homeowner loans have.

if anyone is able to offer any advice to a heavily pregnant woman who’s now rather panicked and wished she hadn’t listened to everyone saying it is easy to afford a second child I’d be really very grateful.

Was just curious to know if Which had done a report on cashbacks or if anyone has used their legal service to fight a claim?
Anyone?